Hello everyone this is Kelly Cook with the Cook & Associates Real Estate Advisors, your :k1: short sale specialist. We can be found online at www.AZKCRealEstateGroup.com. We specialize in helping homeowners throughout the entire :k1: avoid foreclosure through the means of a short sale.
One of the questions we’re going to discuss today, which is a question we get a lot, is “Can I still short sale if I don’t have a financial hardship?” We get that question a lot and you’d be surprised how much bad information is out there surrounding that question. The simple answer is, yes, you can short sale without a financial hardship. We’ve gotten short sales done for close to 100 people that didn’t have a financial hardship, but had some other sort of hardships to speak of. That hardship can be kind of vague; it may be something that one lender might consider a hardship and another lender might not, but that’s okay because we get those short sales done. If you don’t have a financial hardship, perhaps your income has gone up or you’ve gotten promoted at work, you can still short sale your home. Give us a call because we have the experience to still get this done. We have a couple different techniques that we use when negotiating with banks in this type of situation. We’d love to put these techniques and our experience to work for you. We are one of :k1:’s leading short sale teams and we’d love to put our knowledge to work for you on your short sale.
If you don’t know if a short sale is right for you or if you’re looking for more information, you can go to our short sale calculator and it will tell you exactly when your home will become an asset again if it is currently underwater. You can find our short sale calculator at www.KellyCookShortSales.com or you can call us at our office at 480.442.9868 or email us at email@example.com. We look forward to spending some time with you and helping you determine if a short sale is the best step forward.