short sale expert - Cook & Associates

We’ve Mastered Short Sales, So We’re Adding A Commercial Division

February 1, 2013

Hello everyone, this is Kelly Cook with the Cook & Associates Real Estate Advisors, your short sale and real estate specialist for the area. We can be found online at www.KellyCookHomes.com and I’d like to encourage you to explore our website to find an abundance of information regarding short sales and the variety of other services we provide. We specialize in helping homeowners avoid foreclosure through the means of a short sale and also the disposition of properties for individual clients, both residential and commercial.

The announcement we’re making today is that we’ve just launched the commercial division of our real estate group. We’ve primarily been focusing on residential and have been very successful in our residential efforts selling over 100 homes, both traditional sales and short sales, for the previous two years. Now we have some higher net-worth clients that are looking into commercial properties both as investments and for their own purposes, so we’re launching our commercial division to better service them. We’re very excited about it and in fact right now have a buyer looking to pick up a commercial property, a portfolio of commercial properties or a bulk amount of residential properties, so if any of you out there know of a seller that is looking to sell one of these, please give us a call right now because we have a client all lined up to purchase them.

Most importantly, we wanted to announce to everyone that we have launched our commercial division and are looking for clients that are both looking to sell and buy. Please give us a call because we’d love to have a consultation with you about your commercial, residential or short sale needs. You can give us a call at 480.442.9868, email us at info@cookandassociatesaz.com or simply go to our website, www.KellyCookHomes.com and contact through our website. Again, you’ll find a lot of valuable information there regarding all of the services we provide, such as short sales, conventional sales and now commercial sales.

Experience Is Very Important When Working With GreenTree Financial On A Short Sale

August 25, 2012

Hello everyone my name is Kelly Cook and I am the founder of the Cook & Associates Real Estate Advisors, your :k1: short sale specialist, thank you for joining me today. Our team of short sale experts are working with :k1: homeowners every day to help them avoid foreclosure through the means of a short sale. If your mortgage is underwater and you are unsure of your options contact the Cook & Associates Real Estate Advisors today to learn how we can help you with all of your real estate needs.

For my blog topic today I wanted to talk with :k1: homeowners who have a mortgage through GreenTree Financial about their outlook for completing a short sale. GreenTree is a mortgage servicing company that works a lot with Fannie Mae and has a very large customer base in the :k1: area. In fact, one of their main offices is located in Tempe and I work with that particular office on a regular basis. GreenTree is very efficient when it comes to their short sale process but can also be difficult to work with at times. Because they are servicing loans for Fannie Mae I often find they will ask for a cash contribution in order for our :k1: homeowner to complete their short sale. GreenTree has a unique internal structure in that an agent will normally work with a third party employee and not the actual decision maker on your file. As a short sale agent it is important to know this because we want to ensure a fast approval and that is achieved through direct contact with the person who is approving your file.

I have had great success working with GreenTree Financial and look forward to helping you with all of your real estate needs. Thank you for your time today and I look forward to hearing from you soon at the Cook & Associates Real Estate Advisors in :k1:.

Can I Short Sale With No Hardship?

July 18, 2012

Hello everyone this is Kelly Cook with the Cook & Associates Real Estate Advisors, your :k1: short sale specialist. We can be found online at www.AZKCRealEstateGroup.com. We specialize in helping homeowners throughout the entire :k1: avoid foreclosure through the means of a short sale.

One of the questions we’re going to discuss today, which is a question we get a lot, is “Can I still short sale if I don’t have a financial hardship?” We get that question a lot and you’d be surprised how much bad information is out there surrounding that question. The simple answer is, yes, you can short sale without a financial hardship. We’ve gotten short sales done for close to 100 people that didn’t have a financial hardship, but had some other sort of hardships to speak of. That hardship can be kind of vague; it may be something that one lender might consider a hardship and another lender might not, but that’s okay because we get those short sales done. If you don’t have a financial hardship, perhaps your income has gone up or you’ve gotten promoted at work, you can still short sale your home. Give us a call because we have the experience to still get this done. We have a couple different techniques that we use when negotiating with banks in this type of situation. We’d love to put these techniques and our experience to work for you. We are one of :k1:’s leading short sale teams and we’d love to put our knowledge to work for you on your short sale.

If you don’t know if a short sale is right for you or if you’re looking for more information, you can go to our short sale calculator and it will tell you exactly when your home will become an asset again if it is currently underwater. You can find our short sale calculator at www.KellyCookShortSales.com or you can call us at our office at 480.442.9868 or email us at info@cookandassociatesaz.com. We look forward to spending some time with you and helping you determine if a short sale is the best step forward.

Has Your Mortgage Recently Been Purchased By Nationstar Servicing Company?

July 16, 2012

Hello everyone my name is Kelly Cook with the Cook & Associates Real Estate Advisors, your :k1: short sale specialist, thank you for your time today. Our team works with distressed property owners in :k1: every day working to find the best alternatives to foreclosure. If you are having trouble making your mortgage payments each month or have seen the value of your home greatly diminished please take a minute to fill out the contact form on my website or call me today to learn how the Cook & Associates Real Estate Advisors can help you.

For my blog today I wanted to talk with Nationstar mortgage owners about their chances of getting approved for a short sale in :k1:. There are a lot of homeowners out there who may have a Nationstar serviced mortgage and did not even know it due to recent acquisitions. Nationstar has been purchasing other mortgage service companies lately and does a great job of providing fast service and good communication for :k1: homeowners. Part of what makes Nationstar great to work with is their online platform that makes it much easier to keep tabs on your short sale progress. Their online platform saves us plenty of time normally spent on the phone or sending faxes and allows us to arrive a much faster closing date. I love working with Nationstar and have numerous files with their staff currently in progress.

If you have questions on your Nationstar serviced mortgage, or any other lender, give us a call today to learn how we may be able to help you. If you are unsure if a short sale is right for you take a minute to try the Short Or Stay Calculator on my website to learn about your homes potential value. Thank you for your time today and I hope to hear from you soon at :k1:’s short sale specialist.

Is Your Mortgage With Regions Bank And You Want To Short Sale?

May 29, 2012

Hey everyone, Kelly Cook here with the Cook & Associates Real Estate Advisors, your short sale specialist for :k1: and the entire state of Arizona. We can be found online at www.AZKCRealEstateGroup.com. We’re part of The Real Brokerage here in :k1: and we specialize in helping homeowners across the entire :k1: area find alternatives to foreclosure through the means of a short sale.

The topic we are discussing today is doing a short sale with Regions Bank. They are a much smaller bank and they do actually communicate fairly well throughout the short sale process. They are fairly good to work with. We’ve done several short sales with Regions Bank; not a ton because they are a smaller bank and don’t have a large loan portfolio. They do, however, have loans that aren’t performing and, therefore, want to get those loans off of their books just as much as the homeowner wants to short sale. It could be a very good match because they are very proactive at working a short sale and communicate very well. We’ve been very successful with them, in fact, we have a 100% success rate. We’re working one with them right now and so far it’s been going very well.

If you have a Regions Bank mortgage and you are wondering if you should do a short sale or not, please give us a call. We can give you some more details about our experiences with them and again, our success rate is as good as it gets with them. We’d love to help you with your Regions Bank short sale. You can contact us here at our website, send us an email at info@cookandassociatesaz.com, or give us a call at the office at 480.442.9868 and someone will be sure to answer any questions you may have. We look forward to hearing from you at your convenience with any short sale questions you may have.

What Makes A Good Short Sale Agent?

May 16, 2012

Hello this is Kelly Cook with the Cook & Associates Real Estate Advisors, part of The Real Brokerage in :k1:. We specialize in helping homeowners find alternatives to foreclosure through the means of a short sale. We can be found online at www.azkcrealestategroup.com.

One of the questions we get all the time is, “What determines who is a good short sale agent?” That’s a very good question because there are a lot of realtors out there claiming they are short sale experts when they probably are not. They may be saying that just to get business; it’s a very valid question. Here’s how we answer the question: experience.

What does experience look like in the short sale industry? It doesn’t necessarily mean that you need to have completed 800 short sales; I don’t know what that magic number is, but I do know that experience comes from being in the trenches and experiencing what the lenders and investors are doing when they do or do not approve a short sale. There are so many different aspects of a short sale that you can only find out about them from experience. It’s only after having worked GSE’s, loan types and structures, only then do you really know the tendencies that banks have so you know how to deal with a situation before you start the process. All this is going to do is help the client out. We have this kind of experience; we’ve closed over 260 short sales and we’d love to put the knowledge and experience that we have ascertained over the years to work for you.

Another way to tell if your short sale agent is legitimate is by their success rate; we are at about a 98% success rate on our short sales. The national average is about 40%, so we’re very proud of our success rate and we don’t take no for an answer; we’ll fight for our client and their best interest.

We’d love to talk to you more about that and build upon the two main principles that determine a good short sale agent. Please give us a call at 480-442-9868, email us at info@cookandassociatesaz.com, visit our website or check out our Short Sale calculator.

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