short sale specialist - Cook & Associates

Facebook Exposure Just Another Advantage Of Selling Your Home Fast

February 12, 2013

Hey guys Kelly Cook here with the KC Real Estate Group, your Scottsdale short sale specialist, thank you for joining me today. Our team of short sale specialists are working with distressed property owners every day to avoid foreclosure through the means of a short sale. If you are currently behind on your mortgage or just struggling to make your payments every month take a minute to browse my website or call me directly to chat with an expert about your options.

The topic we are discussing today is the re-launch of our Facebook business page as a great part of our marketing system. We currently have over five thousand people who follow, or like, our Facebook page and I can honestly say our clients have seen some value in this. While our Facebook page is just one small element in our marketing strategy for each home it does provide great exposure. Every time we list a home our marketing specialist here at the KC Real Estate Group wants as many potential buyers as possible to see this home. Utilizing our Facebook page to help market your home is a simple way for the growing Arizona population to discover why your property may be their next home. You can also find great everyday tips about owning a home just by liking our Facebook page.

For more information about the opportunities in the Scottsdale real estate market please fill out a contact form on my website or call me today. To find out what your home is worth take a minute to try our Home Value Calculator for free today. Thanks for your time and I look forward to helping you in the future.

We’ve Mastered Short Sales, So We’re Adding A Commercial Division

February 1, 2013

Hello everyone, this is Kelly Cook with the Cook & Associates Real Estate Advisors, your short sale and real estate specialist for the area. We can be found online at www.KellyCookHomes.com and I’d like to encourage you to explore our website to find an abundance of information regarding short sales and the variety of other services we provide. We specialize in helping homeowners avoid foreclosure through the means of a short sale and also the disposition of properties for individual clients, both residential and commercial.

The announcement we’re making today is that we’ve just launched the commercial division of our real estate group. We’ve primarily been focusing on residential and have been very successful in our residential efforts selling over 100 homes, both traditional sales and short sales, for the previous two years. Now we have some higher net-worth clients that are looking into commercial properties both as investments and for their own purposes, so we’re launching our commercial division to better service them. We’re very excited about it and in fact right now have a buyer looking to pick up a commercial property, a portfolio of commercial properties or a bulk amount of residential properties, so if any of you out there know of a seller that is looking to sell one of these, please give us a call right now because we have a client all lined up to purchase them.

Most importantly, we wanted to announce to everyone that we have launched our commercial division and are looking for clients that are both looking to sell and buy. Please give us a call because we’d love to have a consultation with you about your commercial, residential or short sale needs. You can give us a call at 480.442.9868, email us at info@kellycookhomes.com or simply go to our website, www.KellyCookHomes.com and contact through our website. Again, you’ll find a lot of valuable information there regarding all of the services we provide, such as short sales, conventional sales and now commercial sales.

Are There Any Potential Downsides To Completing A Short Sale In Arizona?

January 2, 2013

Hello everyone my name is Kelly Cook with the KC Real Estate Group, your :k1: short sale specialist, thank you for your time today. Our team of short sale experts are working with :k1: distressed property owners every day to help them avoid foreclosure through the means of a short sale. If your mortgage is underwater or if you just need to sell your home fast please browse through my website or call me directly to discuss your options.

For my blog today I wanted to talk with :k1: property owners about any possible downsides to completing a short sale. I get asked this questions a lot due to the many misconceptions of a short sale and it is important to know the facts. Of course any homeowner would prefer to never have to consider a short sale but drastic changes in your life may require you to sell your home. If you find yourself in this situation a short sale is great option to consider to get out from under your mortgage. One of the few downsides to a short sale is the inability to purchase a home for at least two years. There are some exceptions to this and having an experienced agent may help you purchase a home sooner than normal. While a short sale is not right for every :k1: homeowner there are few downsides and should be considered if your home needs to sell fast.

For more information or to get started on your short sale take a minute to fill out a contact form on my website or call me directly to chat with an expert about your options. On my website you can also find our Short Or Stay Calculator that can help you determine if a short sale is right for you. Thank you for your time today and I look forward to helping you in the future with your :k1: real estate needs.

Specialized Loan Servicing Short Sale Information

December 31, 2012

Hello everyone, this is Kelly Cook with the Cook & Associates Real Estate Advisors in :k1:; we’re your short sale and real estate specialist for the :k1: area and specialize in helping homeowners find alternatives to foreclosure through the means of a short sale. You can find us online at www.KellyCookHomes.com.

Today we’re addressing Specialized Loan Servicing (SLS) short sales. They are one of the larger loan servicers in the country and they have several different offices throughout the country. They are encouraging homeowners that are behind on their mortgages to look at a few different options because a large portion of the portfolios that they service are in default. That being said, one of the first things you’ll see if you go to their website are loan forbearance, loan modification and short sale. We’ve found out that a loan modification through SLS is very difficult primarily because they don’t give you a principal reduction. They may give you a lower rate, but they’ll just tack that amount on to the back end of the loan. A short sale is something they really encourage and that’s where we step in because we’re short sale specialists. We’ve dealt with them many times and they’re not that bad to deal with. We have a few decent contacts and we look for those contacts to use for you.

Again, we’re one of Arizona’s largest real estate teams, so if you’d like to call us at our Phoenix, AZ or Columbus, OH office, please do. You can also email us at info@kellycookhomes.com or visit www.MyHomeValueCalculator.com. At this website you can enter in some of your loan information and it will instantly send you an email with the current value of your home. If you’re underwater it’ll also provide you with information on whether or not a short sale is a good choice for you. It’s a very helpful free tool to use, so please take advantage of it today.

Radian Mortgage Insurance Short Sale

December 30, 2012

Hey guys, Kelly Cook here with the KC Real Estate Group, your :k1: short sale specialists. You can find us online at www.KellyCookHomes.com. Now we specialize in helping homeowners across the entire :k1: area find alternatives to foreclosure through the means of a short sale. The topic we are discussing specifically today is Radian Mortgage Insurance. It’s a company that does exactly what their name says. They insure mortgages. Now the reason we are specifically focusing on Radian is because Radian not only are they are large company but they they insure many American homeowner’s mortgages. They are also very tough to deal with when it comes to negotiating a settlement or a short sale. You may have a mortgage with Wells Fargo but you also have mortgage insurance with Radian. Radian is notorious for being brutal to deal with. What we have done is we have purposely seek out a contact within Radian when doing one of our short sales, that was half-way pleasant to work with. We just got to know him and learn a little more about the company and why they deal with certain things the way they do. We looked at the financial models in terms of negotiating settlements and things of that nature so we can help our clients when that situation arises we can do whatever we can to reach a plausible settlement.

If you have Radian as a mortgage insurance company, please contact us today. There are very few people who know how to deal with Radian mortgage insurance company because they are pretty tough to deal with. Give us a call or send us an email whichever is easier. Again, I’m Kelly Cook with the KC Real Estate Group, one of :k1:’s leading short sale teams and you can email us at info@kellycookhomes.com and call us at our Arizona office at 480-442-9868. We also have an Ohio office and the number there is 614 -600-2028. We hope to hear from you soon. If you want to know the value of your home currently in today’s market, which is a great place to start when you are trying to evaluate your options, go to WWW.MyHomeValueCalculator.com. It will instantaneously send you a report with your current market value of your home. Thanks and have a wonderful day.

How To Short Sale Your Home

October 12, 2012

Hello everyone and welcome again to the Cook & Associates Real Estate Advisors’s short sale blog with The Real Brokerage in :k1:. We specialize in helping homeowners in the :k1: area find alternatives to foreclosure by the means of a short sale. One of the most frequently asked questions that we receive, which is a very good question, is, “How do I short sale my house, what’s the process and how do I get started?”

We can break this down into three simple steps, the first being contacting a qualified realtor or real estate team that does short sales. At the Cook & Associates Real Estate Advisors, we’ve done close to 400 short sales over the past five years and are still doing a lot of short sales. Right now we have over 60 properties that we are short selling for clients. Contact an agent that has experience with all different types of banks and take their guidance. The second step is to set up a free consultation either in person or over the phone where the short sale agent can lay out for you what will happen during the rest of the short sale process. Step three is to have the short sale agent meet you at your property, take some pictures and get familiar with it so that we can market it to investors or other buyers.

It’s a very simple process and the nice thing about a short sale is that you don’t have to have it in tip-top condition because it is sold as is. If there are repairs that need to be made to the property, that will be reflected in the bank approved price. That’s our job to make sure we get the price approved for you based upon the condition of your property so that you don’t have to go out of your way and spend your money to get it into the best condition.

There are many other things and intricacies that go with a short sale, so give us a call today. We’d love to help you in doing a short sale on your property today. You can reach us by telephone at either our Arizona or Ohio office, email us at info@kellycookhomes.com or visit our short sale calculator at www.MyHomeValueCalculator.com to see what your home is worth and how long before it breaks even again.

How Can I Find Out My Home Value? – Phoenix, AZ

September 28, 2012

Hey guys, Kelly Cook here with the Cook & Associates Real Estate Advisors, your :k1: short sale specialists. You can find us online at www.KellyCookHomes.com. Now we specialize in helping homeowners across the entire :k1: area find alternatives to foreclosure through the means of a short sale. Today we are specifically talking about is people wondering what their house is worth in today’s market? Well I’m glad you asked because I have the perfect place for you to go. That place to go is MyHomeValueCalculator.com. This site is a free online tool we set up for you guys that specifically tells you what your home is worth. If for some reason you do not have equity in your house, the great thing about this tool is, it tells you how long it will take to appreciate based on slow appreciation, modest appreciation or rapid appreciation in this housing market. More importantly, how much it will cost you over that one to two to ten years before your house breaks even again.

So it’s a very important tool and a lot of people don’t know how long it will take them before they break even. If it’s going to be six years or so, maybe a short sale is right for you. The break even point with a short sale is only 1 to 2 years before you could buy again. So give us a call if you have any questions. Please check that website out to help you make an informed decision.

Again, I’m Kelly Cook with the Cook & Associates Real Estate Advisors, one of :k1:’s leading short sale teams and we are here to help. We would love to speak with you and you can email us at info@KellyCookHomes.com or give us a call at 480-442-9868. You can also contact us at our website as well, myhomevaluecalculator.com. Thanks and I look forward to speaking with you in the near future.

Our Wells Fargo Experience Could Be The Difference In Your Short Sale Approval

September 26, 2012

Hello everyone my name is Kelly Cook with the Cook & Associates Real Estate Advisors, your :k1: short sale specialist, thank you for your time today. Our team of short sale experts are working with :k1: homeowners every day and I use this blog to share valuable information on the numerous options you the homeowner have for avoiding foreclosure. If you are currently behind on your mortgage or have seen the value of your home greatly diminished take a minute to browse my website or call my office directly to learn about your real estate options.

For my blog today I wanted to talk with :k1: homeowners who have their mortgage through Wells Fargo about the opportunity to complete a short sale. Wells Fargo is one of the biggest banks in the country and in turn own a very large portion of the mortgage portfolio’s in this country. I have dealt with their short sale staff on numerous occasions over the last few years and have been able to get plenty of approvals for :k1: homeowners. Of late, the staff at Wells Fargo has been a little harder to work with especially when negotiating to have all deficiencies waived and the selling price be accepted as payment in full. For reasons such as this it is important to have a trusted short sale agent handle your file instead of someone new to the short sale process. I personally have been working with the loss mitigation staff at the Des Moines offices of Wells Fargo since 2006 and have the experience to ensure you a fast approval.

If you have questions on your Wells Fargo mortgage, or any other lender, or are already planning to short sale your home fill out a contact form on my website or call me directly to get started today. On my website you can also find our Short Or Stay Calculator that may help you determine if a short sale is right for you. Thank you for your time today and I hope to hear from you soon at the Cook & Associates Real Estate Advisors in :k1:.

Homeward Residential Short Sale Experts Here To Help With All Of Your Issues

September 19, 2012

Hello everyone this is Kelly Cook with the Cook & Associates Real Estate Advisors, your :k1: short sale specialist, thank you for joining me today. I work with The Real Brokerage in the :k1: area and use this blog to share valuable information with distressed property owners on their options for avoiding foreclosure including through the means of a short sale. If your mortgage is underwater or if you are already considering a short sale take a minute to browse my website or call me directly to talk about your specific situation.

For my blog topic I wanted to talk with :k1: homeowners who have their mortgage through Homeward Residential about the opportunity to complete a short sale. Homeward Residential has been around for several years and has changed their name multiple times for many different reasons. There offices are located out of Texas and I have been able to get dozens of short sale approvals with their team over the last few years. Part of our success with Homeward Residential is thanks to our full staff of short sale experts who focus on certain aspects of the short sale to ensure the fastest approval. Don’t let another agent ‘practice’ on your short sale file, find a proven expert who knows what to expect when working with your lender to make sure your short sale file is handled correctly.

If you have questions on your mortgage with Homeward Residential or would like to get started on your short sale take a minute to fill out a contact form on my website or call me directly to get started. On my website you can also find my Short Or Stay Calculator tool that may help you determine if a short sale is right for you. Thank you for your time today and I look forward to helping you in the future with all of your :k1: real estate needs.

Can I Stay Current On My Mortgage And Still Short Sale?

September 12, 2012

Hello, Kelly Cook here with the Cook & Associates Real Estate Advisors, your :k1: short sale specialist. We can be found online at www.KellyCookHomes.com; we’re part of The Real Brokerage here in :k1:. We specialize in helping homeowners find alternatives to foreclosure through the means of a short sale.

The topic we’re discussing today is a pretty interesting one because it has quite a few misconceptions about it. It’s a question asked frequently and that is, “If I’m current on my mortgage can I still short sale?” The quick answer is yes, you absolutely can. We have completed short sales for clients while they have stayed current throughout the entire process, however, it’s a challenging battle to fight with the banks; this is unfortunately the reality of the situation. A small percentage of all the short sales we’ve ever done have involved the client staying current on their mortgage. It’s something that we’re more than happy to take on and attempt the short sale because we can’t advise a homeowner to either miss a payment or remain current. That’s not our job; our job is to do the very best to try and short sale your home. If you are behind on your mortgage, that does motivate the bank to work a little bit harder to get your short sale approved.

So, yes, you can remain current on your home and still do a short sale, but it depends on a few specific scenarios. Give us a call today because we’d love to talk to you about it and your specific situation. Give us a call or email us at info@kellycookhomes.com. You can also go to MyHomeValueCalculator.com and it will instantly tell you what your home is worth. If you’re underwater, you can determine from there if a short sale is right for you. Thanks again for joining me; I look forward to helping you with your situation and determining if a short sale is right for you.

Tag: short sale specialist