Are You Looking to Move-Up
From Your McDowell Mountain Ranch Home?
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Avoid Home Buyer Move-Up Mistakes by Downloading Our Helpful Guide:
“Top 6 Move-Up Mistakes In
McDowell Mountain Ranch”
Or Call: 480-442-9868
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Have you out grown your McDowell Mountain Ranch Home? Or, do you want to upgrade to a:
- Larger yard?
- Better view?
- Single family home instead of a condo or townhome?
- Gated community?
- Guard gated community?
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Top Questions of McDowell Mountain Ranch Home Sellers and Buyers
Can I get the price I want for my current home?
For the most part, yes! Take a look at the chart to the right. As you can see under “Median List Price” and “Median Home Value” McDowell Mountain Ranch has consistently high, appreciating home values and sales prices moving up steadily.
Also note under “Listing Volume” that the number of homes on the market has fallen making your home a hot commodity.
Can I afford to move-up to a larger mortgage?
If you have ever thought about upgrading, now is the time. With mortgage rates at an all-time low (see chart below) now is the time to move-up into the home you’ve always dreamed of!
Over the course of the last 5 years the average interest rates have dropped significantly. Making that $700,000 home more affordable then ever. Over this time period that same mortgage is now $1,500 a month cheaper.
| Year | Rate | Monthly Payment |
|---|---|---|
| 2008 | 6.74% | $4,535.53 |
| 2009 | 5.67% | $4,049.50 |
| 2010 | 4.59% | $3,584.33 |
| 2011 | 4.54% | $3,563.45 |
| 2012 | 3.13% | $3,000.53 |
There has never been a better time to buy a luxury home than now!!!!!
Below are homes for sale in McDowell Mountain Ranch. or click the “Start Search” button to start your own custom search for your next McDowell Mountain Ranch home.
Start Search: McDowell Mountain Ranch Homes for Sale
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More About McDowell Mountain Ranch
The McDowell Mountain Ranch Community is a stable community that affords its residence confidence in buying and owning in this premiere community. The community as a whole consistently retains its value and sees much lesser depreciation then most other communities, while it enjoys the appreciation that the entire Scottsdale area is currently experiencing. This unique blend of low depreciation coupled with consistent appreciation with the current trending market buying in this neighborhood should be accomplished sooner rather than later as there is no sign that home values here will be decreasing any time soon.
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Selling Your McDowell Mountain Ranch Home
- Buyers normally decided in the rst 30 seconds of entering a home whether or not to purchase it. Cleanup your home – a little cleaning goes a long way to improving the appearance and feel of a home. Put your home in the best light for the listing pictures and showing by having a thorough cleaning done.
- Using some staging and decoration – staged home sell for 6-10% more and 50% faster. We recommend a professional stager for the best results.
- Be sure you are dealing with qualified buyers – Unfortunately there are many prospective buyers in the luxury space who cannot qualify for the home they want. Make sure any offers you and your realtor consider are from qualified buyers before you start the negotiation process. Ask for proof of funds if the buyer is using cash or a pre-qualification letter if the buyer is borrowing money.
- If short selling, make sure your paperwork is in order – The short selling process is complex and is constantly changing. In spite of that, one thing that remains the same is the seller’s paperwork needs to be in order. Expect to show pay stubs, tax returns, bank accounts, etc. Be prepared to provide this information quickly to your realtor to keep the short sale process moving.
- Use a luxury realtor to market your home and represent you during the sales process. The sale of luxury homes often entails more complex details than the typical home sale. Be sure to employ a Realtor with experience in luxury home construction, financing, and negotiation so that you realize the maximum return on your transaction.
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McDowell Mountain Ranch Buying Tips
- Aim for a home you can really afford. The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you’ll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.
- Start by shoring up your credit. Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover.
- Before house hunting, get pre-approved. Getting pre-approved will you save yourself the grief of looking at houses you can’t afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.
- Buy in a district with good schools. In most areas, this advice applies even if you don’t have school-age children. Reason: When it comes time to sell, you’ll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values.
- Get professional help. Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.
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